When Your Insurer Denies You

Liability insurance is a promise of two things: a defense when you are sued, and payment of covered claims against you. Disputes arise when an insurer refuses to defend, defends under a reservation of rights, denies indemnity, or lets a claim that could have settled within policy limits turn into a judgment above them.

Meyers & Onatsko represents Florida insureds — individuals, property owners, contractors, and businesses — in these disputes. Detailed pages on denied defenses, reservations of rights, declaratory judgment actions, coverage denials, and Florida bad-faith law are in preparation; the firm’s initial published focus is the personal-injury practice.

If an insurer has denied or limited your protection now, use the contact page.